Knock's bridge solution let us make a strong offer on our new home without a sale contingency, which made all the difference in a competitive market. The process was clearer than I expected and we avoided a double move. One minor gripe: the upfront paperwork felt a little heavy.
Made a non-contingent offer possible
Paperwork-heavy upfront
Knock made our cross-purchase feasible and the underwriting was reasonable for our situation. The home-prep requirements before listing felt a bit fiddly and the checklist could be streamlined. Net positive though, and I'd recommend it to anyone juggling a buy and sell at once.
Made overlapping transactions work
Fiddly home-prep checklist
We had two kids and a tight timeline, and Knock let us close on the new house and move in before listing the old one. The team was responsive, the funds were available when promised, and the whole experience removed the panic of overlapping mortgages. Genuinely a five-star outcome for us.
Responsive team, removed timing stress
Knock genuinely solved the chicken-and-egg problem of needing to sell to buy, and our agent walked us through the swap nicely. The convenience is real but make sure you read the fee structure closely, as the total cost added up more than I first assumed. Happy overall with one caveat.
Solves the buy-before-sell problem
Fees add up if you're not careful
Using Knock to buy before selling took a huge weight off our shoulders and the financing came through on schedule. The coordination between the lending and home-prep sides was mostly good, though a couple of updates fell through the cracks and I had to follow up. Still, would use again.
Reliable financing timeline
Occasional communication gaps