ET Money brings my mutual funds, insurance and expense tracking under one roof, which is convenient. The instant redemption feature is genuinely handy when I need quick liquidity. The in-app promotions for other products are a little distracting, but the core experience is solid.
All-in-one finance, instant redemption
Too many in-app promotions
ET Money has been dependable for managing my direct mutual fund portfolio and the SmartDeposit feature is a nice touch for idle cash. The initial KYC verification took longer than I hoped and needed a follow-up. Once that was sorted, everything has worked smoothly and I happily recommend it.
Dependable MF platform, smart cash options
KYC verification was slow
I requested a redemption expecting the quick payout ET Money advertises, but the money took several days longer than stated to hit my bank. Support gave vague timelines and I had to chase repeatedly. For an app that markets instant liquidity, this fell well short of expectations.
Slow redemption despite instant claims
ET Money made shifting to direct mutual funds effortless and I can see the extra returns from saving on commissions. The app is clean and the SIP setup took seconds. My only gripe is that the cross-selling of insurance products pops up a bit too often for my taste.
Smooth direct MF investing, clean UI
Frequent insurance cross-sell prompts
I have set up multiple goal-based SIPs on ET Money and the projections help me stay disciplined. The fund recommendations are sensible and switching between schemes is hassle-free. I just wish the portfolio analytics went a little deeper, but for everyday investing it is excellent.
Goal-based SIPs, sensible recommendations
Portfolio analytics could be deeper