Chubb's personal property and liability coverage is top-tier and gives me real peace of mind. The agent was knowledgeable and the policy terms are clear. The only downside was the onboarding required a lot of documentation and a home inspection that slowed things down.
Top-tier coverage, knowledgeable agent
Paperwork-heavy onboarding
I insure some valuable collectibles and jewelry, and Chubb is the only carrier that covered them properly with agreed-value terms. Their specialist understood exactly what I needed and a small loss claim was settled without hassle. For anything precious, this is who I trust.
Excellent high-value and specialty coverage
Our small business renewal with Chubb came in dramatically higher than the prior year with little explanation, and getting a clear breakdown from the team took several emails. The coverage is good, but a surprise like that on a commercial policy makes budgeting hard. Disappointing communication.
Steep unexplained renewal increase, slow to explain
Chubb's homeowners policy is genuinely comprehensive and the coverage limits put my mind at ease for my older home. That said, it costs noticeably more than other quotes I received, so the value depends on how much protection you want. Great product, just not cheap.
Comprehensive, high-limit coverage
Pricier than competitors
After storm damage to my property, Chubb's adjuster arrived quickly, assessed everything thoroughly, and paid the claim in full without nickel-and-diming. The level of service felt like what you pay premiums for. I'd recommend them to anyone with assets worth protecting properly.
Fast, fair, generous claim settlement